We work with money

There is a lot that goes into building a financial plan or managing investments on behalf of a client household. The most common issues we deal with are a listed in the right hand column.

It’s not all we do but it’s a good sample of the depth of issues we deal with.

 
 

  • The most common thing people ask us for help with is managing their investments. We believe that the best way to build portfolios is to eliminate the things that don’t work, and focus on the things that do.

    We build systems to help investors reduce risk, improve returns, and when appropriate, create a reliable income streams.

  • The second most common thing people ask us for help with their retirement. The core of building an effective retirement plan revolves around building a sustainable income in retirement, helping you age in place or relocate, and determining what you can gift, while preserving or improving your quality of life.

  • We help reduce your lifetime tax bill through effective tax planning. It's entirely possible to have a higher tax bill in retirement than as a working professional. We aim to help keep your taxes low today and in retirement.

  • Business owners hire us because they want help selling their business, but they need someone on their side of the table.

    Most businesses in America can’t work without the owner. The problem for those owners is that when they go to sell their business they can’t get fair value for their work. We work with business owners to prepare their business for sale, to negotiate the sale itself, and help business owners understand what they need from the sale to make it work for them personally.

  • We work with clients to prepare their estates in the event of their passing. For parents, this can be the most important part of the process. We do this by identifying the key items you need and making sure you get them prepare with an effective Estate Planning Attorney

  • We’ll help you wade through the annual changes in your employer benefits and find the best set of benefits for you. For couples with different benefit packages this can result in annual savings in the thousands of dollars.

  • Do you have a job where you are paid in stock, stock options, or RSUs? We can help you figure out what to do with all that stuff, and how to boost your returns from equity compensation. We can also help you figure out when to sell the company stock to set yourself and your family up for success.

 
 

Common Questions

 

ARE YOU FEE ONLY?

Yes. Owl Financial Advisers is a fee-only, fiduciary financial planning practice This means we don’t get paid commission for recommending specific investments or financial products. We work for you and are paid only by you. This means we’re working with your best interest in mind.

DO I NEED $1 MILLION TO WORK WITH YOU?

No. We don’t set investment minimums for our client households. We focus on whether your financial goals and values are a good fit for our firm.

WHO DO YOU WORK WITH?

We work with families and individuals trying to improve their financial outcomes. We have a great deal of experience with households in the Texas Teacher’s Retirement System

DO YOU ONLY WORK WITH PEOPLE IN HOUSTON?

Even before the pandemic we were building a national practice. We work with clients in 8 states currently, and enjoy working with clients virtually.

WILL I WORK WITH A CERTIFIED FINANCIAL PLANNER?

Yes, our lead adviser holds the CFP Professional designation. This designation comes from a rigorous certification process and regular continuing education to maintain the CFP(r) mark. Learn more about the CFP Board here.

HOW CAN I WORK WITH YOU?

Schedule a first call by clicking below